Reduce Costs — Increase Profits – Benefit your AZ Bankers Association.
It’s simple!

Call these AzBA Endorsed Providers for product and services you already use. Contact Kerensa Williams for more information on any of the programs listed below.


Trevor Dryer


Mirador, Inc.

(503) 451-0518

Small business lending can be tough. Businesses are quirky; each one has unique risks and data can be sparse. Traditional lending practices haven't fundamentally changed in decades but emerging online lenders are setting a new standard by using technology to simplify the application process and improve the speed of lending decisions. Mirador empowers banks to compete:

Simplify the application process. Mirador automates the entire application process, from collection and verification to preparing the loan package. Through automation, we enable you to move with the competition’s speed at a vastly reduced cost structure.

Streamlined Underwriting.  Our lender portal provides the customized credit summary, based on your own lending criteria, the detailed credit memo, and the digitized documentation that you need to make a fast and accurate decision. 

Acquire new customers. Increase conversions online and in-branch by not only providing the capital small businesses need but the simplified lending experience borrowers expect.

Improve profitability. Easily implement a modern, secure lending program to reduce origination costs and loan losses. Eliminate wasted hours processing paper applications, collecting documentation and entering data.

Exclusive Program Highlights:

•   AzBA Members receive preferred pricing

•   Exceptional service levels and performance guarantees

•   Quick set up and trouble free launch

•   Comprehensive program management and reporting

IP Services

Scott Alldridge, CEO, IP Services

About IP Services 

IP Services proactively manages clients' cybersecurity and critical IT systems and applications in any datacenter using the VisibleOpsTM methodology and the quality control system we created called TotalControl™.  IP Services’ Next Generation Cybersecurity uses scientifically proven best practices to secure businesses and the users they serve by monitoring and protecting the systems and applications that are the heart of modern business - Managed Services and Managed Cybersecurity Services.  IP Services’ target market is best suited for small and medium size banks in the U.S. that lack the resources to effectively provide comprehensive IT management and necessary security and compliance services. To learn more about IP Services please visit

Promontory Interfinancial Network
Glenn Martin
Senior Business Development Advisor – Rocky Mountain
1515 North Courthouse Road, Suite 1200
Arlington, VA 22201-2909
Phone: 703.292.3462 

Using Promontory Interfinancial Network’s CDARS and IND services, financial institutions can build multi-million dollar relationships, manage liquidity by selling excess deposits for fee income, and tap cost-effective fixed- or floating-rate funding (available without collateralization or stock purchase requirements).  Promontory has established the nationwide Promontory Network, comprised of more than 3,000 financial institutions, through which members place billions of dollars in deposits every week.

ICS-CDARS Information

ICS-CDARS Webinars

Harland Clarke
Ms. Nancy Gray
4303 E. Cotton Center Blvd.
Phoenix, AZ 85040
Phone: (602) 690-7662

As an industry leader, Harland Clarke understands what bankers want from their checking products – attention to accuracy, security, and adherence to ANSI and ABA standards is a given. Harland realizes that printing and delivery must reflect the quality image of each bank they serve. In addition to personal and business checks, checkbook covers and related accessories, Harland provides a variety of services designed to increase the bank efficiency and profitability.

AzBA banks can satisfy check printing needs plus receive outstanding rebates every month! The Harland Clarke relationship is a product of the Arizona Bankers Association partnership with BancSource.
Program Highlights:

  • Unrivaled pricing and rebates for participating banks
  • Solid service and performance guarantees
  • Efficient, high-tech order fulfillment
  • Professional program management and reporting

IBIS Insurance Services
Pat Corey
PO Box 1690
Chandler, AZ 85244
Phone: (480) 663-3778
Fax: (480) 663-3154

Independent Bankers Insurance Services is a 3rd party insurance portfolio manager for community banks. Our company manages the bid process, assures regulatory compliance, maintains appropriate coverage, negotiates competitive premiums, and assists with application preparation – thereby relieving bank personnel of these responsibilities. We specialize in Financial Institution Bonds, Directors and Officers Liability Insurance, bank commercial property packages, workers compensation insurance and other banking-related insurance programs. We represent all of the major insurance carriers. We bring experience to the table.


ABA Insurance Services
Richard Flenner
Regional Sales Manager
Phone: 800-274-5222

Endorsed by AzBA and American Bankers Association, ABA Insurance Services serves the banking industry by offering D&O, bond and cyber related insurance to banks countrywide. This unique bank-owned and banker-directed insurance program has been a market leader for 30 years and is recognized by insurance and banking professionals as a secure, stable and affordable source of coverage. Through the program’s mutual reinsurer, American Bankers Mutual Insurance, Ltd., a distribution to eligible banks has been declared for 27 consecutive years, totaling $82.7 million. Property & Casualty for Arizona banks is also available. Contact or have your insurance agent contact Richard Flenner at 800-274-5222 or for a proposal. For more information about the program, visit

Key State

Hillary Frei
Phone: 702-598-3738
KeyState was founded in 1991 to provide investment subsidiary services to corporations and community banks. KeyState has since developed services and expertise to meet the growing needs of our financial institution and corporate clients. The KeyState Companies provide banks and corporations with solutions in the areas of investments, treasury, regulatory compliance, corporate governance, and risk management. We work hand-in-hand with your tax, legal, and accounting/audit advisors to provide efficient solutions.

Over there 24 year history they have become well known for there niche of serving financial institutions.  KeyState’s team of professionals has extensive and varied experience as fixed income portfolio investment officers, coming from an array of backgrounds in community/regional banking and capital markets. KeyState has developed best practices in asset liability management, portfolio management, investment subsidiary services, captive management, and portfolio credit analysis.


Sam Desmond
Membership Development
203 W 10th Street
Austin, TX 78701
Direct Phone: 512.776.0713
Toll Free: 888.353.3933

Compliance Alliance: Founded in 2011, Compliance Alliance is the only banking industry compliance resource that is owned, operated and managed by 25 State Bankers Associations.

Based on the needs of community bankers, Compliance Alliance provides its members an ever-increasing set of bank compliance tools and services that help them stay up-to-date with consumer and regulatory requirements.

Members of Compliance Alliance receive:

  • Access to an extensive collection of resources from industry experts.
  • A hotline for compliance-related concerns.
  • Reviews of company advertising or marketing campaigns, policies, procedures, disclosures and new products.

Compliance Alliance is the only all-inclusive compliance resource in the market today. All of our products and services are included in our annual membership fee and we offer unlimited access to all employees of member banks. The Compliance Alliance team consists of former regulators, attorneys and compliance specialists. Each expert on our hotline and product development teams also began their careers in banks. We share a passion for, and expertise in, banking and compliance. As a result, Compliance Alliance understands your needs and can offer detailed expertise to help you tackle your most difficult compliance issues and questions.

Office Depot/Office Max

AzBA has partnered with Office Max / Office Depot to provide its Members with significant discounts on a wide range of office and banking supplies, furniture, print and copy services, promotional products, break room provisions and more. The program benefits include: 

  • discounts up to 80% off Manufacturers Suggested List Price on a core list of 480+ frequently ordered products 
  • your own custom list of 75 items using the same steeply discounted pricing matrix 
  • free, next-day delivery on orders over $50 to most locations, and much more

AzBA Bank and Associate Member companies can register for their Office Depot account by Clicking Here

Employees of an AzBA member can register for an individual Office Depot discount by Clicking Here

Customer Service: (888) 263-3423

Discover® Debit offers financial institutions an uncomplicated approach to signature debit. Its superior economics and competitive program features enable issuers of all sizes to experience a fresh alternative to the other debit programs.


Superior Economics – Highly competitive interchange and lower fees can improve profitability.

Simplicity – Transparent program fees, operating rules and card specifications are easy to understand, clearly explain coats and make managing the program easy.

Flexibility – Greater flexibility puts the Issuer’s needs first, including the ability to select their own PIN network and develop the program with a focus on their brand.

Security – Network security features, including fraud alerts and authorization blocking, helps banks minimize loss from fraudulent activities.

We call it better debit. Better because of choice, flexibility and putting your institution in control.

Learn more about Discover Debit click here

Richard A. Green
PULSE, A Discover company
Vice President, Business Development
905 Monterey DriveMadison, MS 39110
P: 601.790.7853